Direct Debit ACH
Direct Debit ACH is a popular payment method used in the United States as an alternative to credit and debit cards.
| Payment Type | DIRECT_DEBIT_ACH |
| Type | DIRECT-DEBIT |
| Supported Countries | 
United States (US)
|
| Supported Currencies | USD |
| Authorization | No |
| Transaction Refund | Yes |
| Tokenization | Yes |
| Recurring | Yes |
| Transmission of the customer number | Yes |
The ACH network is unable to provide real-time authorisations. This means there is a risk of transactions being reversed if, for example, the bank account has insufficient funds. Additionally, the shopper can initiate a chargeback up to 60 days from the initial date of the direct debit payment.
Try it yourself
There is no better way to learn and understand than to try it yourself. So, we have put together a Try it yourself module to experience Direct Debit ACH payments in real-time.
You may enter the Account Holder name, Routing Number and Account Number in the payment form and hit the Pay button to see the live working procedures of Direct Debit ACH. Refer /resources/testing for the test data, Just give it a go!
Payment API
The Payment API function performs all actions related to payments. The payment function mainly authorizes the payment details and can further capture payments immediately. When we say capture, it denotes that payment is processed successfully.
End point URL
| Payment API |
https://payport.novalnet.de/v2/payment
|
How does Direct Debit ACH work?
- During checkout, shoppers select ACH Direct Debit.
- Then, shoppers sign into their bank account to provide their account information.
- Next, when the merchant provides the mandate, the shoppers accept it, to complete the purchase.
- Shoppers get notified when payment is complete.
How do you wish to integrate Direct Debit ACH?
Choose the integration type per your business model, but you need to enable Direct Debit ACH in the Novalnet Admin Portal before that.
We take care of the technical and other formalities - i.e. the interface and the necessary acceptance agreement - to ensure your effort is kept to a minimum. The only thing is you need to select the integration type from the following options.
Transaction Result
// Waiting for transaction data...Loading...