Payment Types
Novalnet supports major payment methods across different regions. Here we list major payment methods that you can integrate with Novalnet.
Credit/Debit Cards
Accept international card payments around the world.
CREDITCARD
Payment Type: CREDITCARD
Type: CARD
Supported Countries: International
Supported Currencies: Multiple, Worldwide
Alipay
Alipay is a digital wallet popularly used among Chinese shoppers.
ALIPAY
Payment Type: ALIPAY
Type: WALLET
Supported Countries: code:CN
Supported Currencies: AUD,CAD,CHF,CNY,EUR,GBP,HKD,JPY,NZD,SGD,USD
Applepay
Enable seamless, secure payments using iPhones, iPads, and Apple Watches.
APPLE-PAY
Payment Type: APPLE-PAY
Type: WALLET
Supported Countries: International
Supported Currencies: Multiple, Worldwide
Googlepay
Accept fast, secure payments from Android devices and Google accounts.
GOOGLE-PAY
Payment Type: GOOGLE-PAY
Type: WALLET
Supported Countries: International
Supported Currencies: Multiple, Worldwide
KakaoPay
KakaoPay is Kakao's digital wallet and mobile payment service integrated with KakaoTalk, Kakao's mobile instant messenger popular in South Korea.
KAKAOPAY
Payment Type: KAKAOPAY
Type: WALLET
Supported Countries: code:KR
Supported Currencies: KRW
MB Way
Allow customers in Portugal to pay instantly using their mobile number via MB Way.
MBWAY
Payment Type: MBWAY
Type: WALLET
Supported Countries: code:PT
Supported Currencies: EUR
Naver Pay
Naver Pay is a mobile wallet launched by Naver, which is essentially Korea's version of Google.
NAVERPAY
Payment Type: NAVERPAY
Type: WALLET
Supported Countries: code:KR
Supported Currencies: KRW
Payconiq
Payconiq allows shoppers to pay easily in a physical or online shop by scanning a QR code.
PAYCONIQ
Payment Type: PAYCONIQ
Type: WALLET
Supported Countries: code:BE,LU
Supported Currencies: EUR
PayPal
PayPal is an American company that acts as a payment system accelerating online payments worldwide.
PAYPAL
Payment Type: PAYPAL
Type: WALLET
Supported Countries: International
Supported Currencies: Multiple, Worldwide
TWINT
Enable instant, secure payments in Switzerland using the TWINT mobile app.
TWINT
Payment Type: TWINT
Type: WALLET
Supported Countries: code:CH
Supported Currencies: CHF
WeChat Pay
Accept secure payments from Chinese customers through the WeChat app.
WECHATPAY
Payment Type: WECHATPAY
Type: WALLET
Supported Countries: code:CN
Supported Currencies: CHF,CNY,EUR,GBP,USD
Bancontact
Accept secure payments from Belgian customers using Bancontact cards or app.
BANCONTACT
Payment Type: BANCONTACT
Type: ONLINE-BANK-TRANSFER
Supported Countries: code:BE
Supported Currencies: EUR
Blik
Accept quick mobile payments from Polish customers using BLIK codes.
BLIK
Payment Type: BLIK
Type: ONLINE-BANK-TRANSFER
Supported Countries: code:PL
Supported Currencies: PLN
eps
Allow Austrian customers to pay securely using their bank credentials via EPS.
EPS
Payment Type: EPS
Type: ONLINE-BANK-TRANSFER
Supported Countries: code:AT
Supported Currencies: EUR
iDEAL | Wero
Enable direct bank transfers from Dutch customers through iDEAL | Wero.
IDEAL
Payment Type: IDEAL
Type: ONLINE-BANK-TRANSFER
Supported Countries: code:NL
Supported Currencies: EUR
Online Bank Transfer
Support secure online bank transfers from multiple countries.
ONLINE_BANK_TRANSFER
Payment Type: ONLINE_BANK_TRANSFER
Type: ONLINE-BANK-TRANSFER
Supported Countries: code:DE,AT,EE,FI,FR,IT,LT,NL,PL,PT,ES,SE
Supported Currencies: EUR
PostFinance
Accept payments from Swiss customers using PostFinance e-finance accounts.
POSTFINANCE
Payment Type: POSTFINANCE
Type: ONLINE-BANK-TRANSFER
Supported Countries: code:CH
Supported Currencies: EUR,CHF
PostFinance Card
Enable card payments from Swiss customers with PostFinance Cards.
POSTFINANCE_CARD
Payment Type: POSTFINANCE_CARD
Type: ONLINE-BANK-TRANSFER
Supported Countries: code:CH
Supported Currencies: EUR,CHF
Przelewy24
Support bank transfers and payments in Poland via Przelewy24.
PRZELEWY24
Payment Type: PRZELEWY24
Type: ONLINE-BANK-TRANSFER
Supported Countries: code:PL
Supported Currencies: PLN
Trustly
Accept direct bank payments from European customers using Trustly.
TRUSTLY
Payment Type: TRUSTLY
Type: ONLINE-BANK-TRANSFER
Supported Countries: code:AT,DE,DK,EE,ES,FI,GB,LT,LV,NL,NO,SE
Supported Currencies: DKK,EUR,GBP,NOK,SEK
Girocode
Enable instant SEPA credit transfers via QR code scan with EPC standard.
GIROCODE
Payment Type: GIROCODE
Type: BANK-TRANSFER
Supported Countries: cc_region:Europe
Supported Currencies: EUR,CHF
Multibanco
Purchases using a reference number at an ATM or through their bank’s online interface
MULTIBANCO
Payment Type: MULTIBANCO
Type: BANK-TRANSFER
Supported Countries: code:PT
Supported Currencies: EUR
Direct Debit ACH
Accept payments directly from U.S. bank accounts using ACH debit.
DIRECT_DEBIT_ACH
Payment Type: DIRECT_DEBIT_ACH
Type: DIRECT-DEBIT
Supported Countries: code:US
Supported Currencies: USD
Direct Debit SEPA
Collect payments from European bank accounts via SEPA Direct Debit.
DIRECT_DEBIT_SEPA
Payment Type: DIRECT_DEBIT_SEPA
Type: DIRECT-DEBIT
Supported Countries: cc_region:Europe
Supported Currencies: EUR
SEPA Direct Debit with Payment Guarantee
Secure SEPA Direct Debit payments with a payment guarantee for added protection.
GUARANTEED_DIRECT_DEBIT_SEPA
Payment Type: GUARANTEED_DIRECT_DEBIT_SEPA
Type: DIRECT-DEBIT|GUARANTEED
Supported Countries (B2C): code: AT, CH, DE
Supported Countries (B2B): Europe Union, CH
Supported Currencies: EUR
Instalment by SEPA Direct Debit
Offer flexible instalment payments through SEPA Direct Debit.
INSTALMENT_DIRECT_DEBIT_SEPA
Payment Type: INSTALMENT_DIRECT_DEBIT_SEPA
Type: DIRECT-DEBIT|INSTALMENT
Supported Countries (B2C): code: AT, CH, DE
Supported Countries (B2B): Europe Union, CH
Supported Currencies: EUR
Invoice with Payment Guarantee
Offer invoice payments with a payment guarantee to reduce risk.
GUARANTEED_INVOICE
Payment Type: GUARANTEED_INVOICE
Type: BANK-TRANSFER|GUARANTEED
Supported Countries (B2C): code: AT, CH, DE
Supported Countries (B2B): Europe Union, CH
Supported Currencies: EUR
Instalment by invoice
Let customers pay in instalments using invoice-based billing.
INSTALMENT_INVOICE
Payment Type: INSTALMENT_INVOICE
Type: BANK-TRANSFER|INSTALMENT
Supported Countries (B2C): code: AT, CH, DE
Supported Countries (B2B): Europe Union, CH
Supported Currencies: EUR
Invoice
Allow customers to pay later by receiving a detailed invoice.
INVOICE
Payment Type: INVOICE
Type: INVOICE
Supported Countries: cc_region:Europe
Supported Currencies: CHF,DKK,EUR,GBP,NOK,PLN,SEK
Prepayment
Collect payment upfront via bank transfer before delivering goods or services.
PREPAYMENT
Payment Type: PREPAYMENT
Type: PREPAYMENT
Supported Countries: cc_region:Europe
Supported Currencies: CHF,DKK,EUR,GBP,NOK,PLN,SEK
SEPA Credit
Enable secure credit transfers across SEPA zone bank accounts.
SEPA_CREDIT
Payment Type: SEPA_CREDIT
Type: SEPA-CREDIT-TRANSFER
Supported Countries: cc_region:Europe
Supported Currencies: EUR
Funds Transfer
Support payments via direct bank or funds transfers.
FUNDS_TRANSFER
Payment Type: FUNDS_TRANSFER
Type:
Supported Countries:
Supported Currencies: EUR
Credit/Debit Cards
Accept international card payments around the world.
CREDITCARD
Payment Type: CREDITCARD
Type: CARD
Supported Countries: International
Supported Currencies: Multiple, Worldwide
Alipay
Alipay is a digital wallet popularly used among Chinese shoppers.
ALIPAY
Payment Type: ALIPAY
Type: WALLET
Supported Countries: code:CN
Supported Currencies: AUD,CAD,CHF,CNY,EUR,GBP,HKD,JPY,NZD,SGD,USD
Applepay
Enable seamless, secure payments using iPhones, iPads, and Apple Watches.
APPLE-PAY
Payment Type: APPLE-PAY
Type: WALLET
Supported Countries: International
Supported Currencies: Multiple, Worldwide
Googlepay
Accept fast, secure payments from Android devices and Google accounts.
GOOGLE-PAY
Payment Type: GOOGLE-PAY
Type: WALLET
Supported Countries: International
Supported Currencies: Multiple, Worldwide
KakaoPay
KakaoPay is Kakao's digital wallet and mobile payment service integrated with KakaoTalk, Kakao's mobile instant messenger popular in South Korea.
KAKAOPAY
Payment Type: KAKAOPAY
Type: WALLET
Supported Countries: code:KR
Supported Currencies: KRW
MB Way
Allow customers in Portugal to pay instantly using their mobile number via MB Way.
MBWAY
Payment Type: MBWAY
Type: WALLET
Supported Countries: code:PT
Supported Currencies: EUR
Naver Pay
Naver Pay is a mobile wallet launched by Naver, which is essentially Korea's version of Google.
NAVERPAY
Payment Type: NAVERPAY
Type: WALLET
Supported Countries: code:KR
Supported Currencies: KRW
Payconiq
Payconiq allows shoppers to pay easily in a physical or online shop by scanning a QR code.
PAYCONIQ
Payment Type: PAYCONIQ
Type: WALLET
Supported Countries: code:BE,LU
Supported Currencies: EUR
PayPal
PayPal is an American company that acts as a payment system accelerating online payments worldwide.
PAYPAL
Payment Type: PAYPAL
Type: WALLET
Supported Countries: International
Supported Currencies: Multiple, Worldwide
TWINT
Enable instant, secure payments in Switzerland using the TWINT mobile app.
TWINT
Payment Type: TWINT
Type: WALLET
Supported Countries: code:CH
Supported Currencies: CHF
WeChat Pay
Accept secure payments from Chinese customers through the WeChat app.
WECHATPAY
Payment Type: WECHATPAY
Type: WALLET
Supported Countries: code:CN
Supported Currencies: CHF,CNY,EUR,GBP,USD
Bancontact
Accept secure payments from Belgian customers using Bancontact cards or app.
BANCONTACT
Payment Type: BANCONTACT
Type: ONLINE-BANK-TRANSFER
Supported Countries: code:BE
Supported Currencies: EUR
Blik
Accept quick mobile payments from Polish customers using BLIK codes.
BLIK
Payment Type: BLIK
Type: ONLINE-BANK-TRANSFER
Supported Countries: code:PL
Supported Currencies: PLN
eps
Allow Austrian customers to pay securely using their bank credentials via EPS.
EPS
Payment Type: EPS
Type: ONLINE-BANK-TRANSFER
Supported Countries: code:AT
Supported Currencies: EUR
iDEAL | Wero
Enable direct bank transfers from Dutch customers through iDEAL | Wero.
IDEAL
Payment Type: IDEAL
Type: ONLINE-BANK-TRANSFER
Supported Countries: code:NL
Supported Currencies: EUR
Online Bank Transfer
Support secure online bank transfers from multiple countries.
ONLINE_BANK_TRANSFER
Payment Type: ONLINE_BANK_TRANSFER
Type: ONLINE-BANK-TRANSFER
Supported Countries: code:DE,AT,EE,FI,FR,IT,LT,NL,PL,PT,ES,SE
Supported Currencies: EUR
PostFinance
Accept payments from Swiss customers using PostFinance e-finance accounts.
POSTFINANCE
Payment Type: POSTFINANCE
Type: ONLINE-BANK-TRANSFER
Supported Countries: code:CH
Supported Currencies: EUR,CHF
PostFinance Card
Enable card payments from Swiss customers with PostFinance Cards.
POSTFINANCE_CARD
Payment Type: POSTFINANCE_CARD
Type: ONLINE-BANK-TRANSFER
Supported Countries: code:CH
Supported Currencies: EUR,CHF
Przelewy24
Support bank transfers and payments in Poland via Przelewy24.
PRZELEWY24
Payment Type: PRZELEWY24
Type: ONLINE-BANK-TRANSFER
Supported Countries: code:PL
Supported Currencies: PLN
Trustly
Accept direct bank payments from European customers using Trustly.
TRUSTLY
Payment Type: TRUSTLY
Type: ONLINE-BANK-TRANSFER
Supported Countries: code:AT,DE,DK,EE,ES,FI,GB,LT,LV,NL,NO,SE
Supported Currencies: DKK,EUR,GBP,NOK,SEK
Girocode
Enable instant SEPA credit transfers via QR code scan with EPC standard.
GIROCODE
Payment Type: GIROCODE
Type: BANK-TRANSFER
Supported Countries: cc_region:Europe
Supported Currencies: EUR,CHF
Multibanco
Purchases using a reference number at an ATM or through their bank’s online interface
MULTIBANCO
Payment Type: MULTIBANCO
Type: BANK-TRANSFER
Supported Countries: code:PT
Supported Currencies: EUR
Direct Debit ACH
Accept payments directly from U.S. bank accounts using ACH debit.
DIRECT_DEBIT_ACH
Payment Type: DIRECT_DEBIT_ACH
Type: DIRECT-DEBIT
Supported Countries: code:US
Supported Currencies: USD
Direct Debit SEPA
Collect payments from European bank accounts via SEPA Direct Debit.
DIRECT_DEBIT_SEPA
Payment Type: DIRECT_DEBIT_SEPA
Type: DIRECT-DEBIT
Supported Countries: cc_region:Europe
Supported Currencies: EUR
SEPA Direct Debit with Payment Guarantee
Secure SEPA Direct Debit payments with a payment guarantee for added protection.
GUARANTEED_DIRECT_DEBIT_SEPA
Payment Type: GUARANTEED_DIRECT_DEBIT_SEPA
Type: DIRECT-DEBIT|GUARANTEED
Supported Countries (B2C): code: AT, CH, DE
Supported Countries (B2B): Europe Union, CH
Supported Currencies: EUR
Instalment by SEPA Direct Debit
Offer flexible instalment payments through SEPA Direct Debit.
INSTALMENT_DIRECT_DEBIT_SEPA
Payment Type: INSTALMENT_DIRECT_DEBIT_SEPA
Type: DIRECT-DEBIT|INSTALMENT
Supported Countries (B2C): code: AT, CH, DE
Supported Countries (B2B): Europe Union, CH
Supported Currencies: EUR
SEPA Direct Debit with Payment Guarantee
Secure SEPA Direct Debit payments with a payment guarantee for added protection.
GUARANTEED_DIRECT_DEBIT_SEPA
Payment Type: GUARANTEED_DIRECT_DEBIT_SEPA
Type: DIRECT-DEBIT|GUARANTEED
Supported Countries (B2C): code: AT, CH, DE
Supported Countries (B2B): Europe Union, CH
Supported Currencies: EUR
Invoice with Payment Guarantee
Offer invoice payments with a payment guarantee to reduce risk.
GUARANTEED_INVOICE
Payment Type: GUARANTEED_INVOICE
Type: BANK-TRANSFER|GUARANTEED
Supported Countries (B2C): code: AT, CH, DE
Supported Countries (B2B): Europe Union, CH
Supported Currencies: EUR
Instalment by SEPA Direct Debit
Offer flexible instalment payments through SEPA Direct Debit.
INSTALMENT_DIRECT_DEBIT_SEPA
Payment Type: INSTALMENT_DIRECT_DEBIT_SEPA
Type: DIRECT-DEBIT|INSTALMENT
Supported Countries (B2C): code: AT, CH, DE
Supported Countries (B2B): Europe Union, CH
Supported Currencies: EUR
Instalment by invoice
Let customers pay in instalments using invoice-based billing.
INSTALMENT_INVOICE
Payment Type: INSTALMENT_INVOICE
Type: BANK-TRANSFER|INSTALMENT
Supported Countries (B2C): code: AT, CH, DE
Supported Countries (B2B): Europe Union, CH
Supported Currencies: EUR
Invoice
Allow customers to pay later by receiving a detailed invoice.
INVOICE
Payment Type: INVOICE
Type: INVOICE
Supported Countries: cc_region:Europe
Supported Currencies: CHF,DKK,EUR,GBP,NOK,PLN,SEK
Invoice with Payment Guarantee
Offer invoice payments with a payment guarantee to reduce risk.
GUARANTEED_INVOICE
Payment Type: GUARANTEED_INVOICE
Type: BANK-TRANSFER|GUARANTEED
Supported Countries (B2C): code: AT, CH, DE
Supported Countries (B2B): Europe Union, CH
Supported Currencies: EUR
Instalment by invoice
Let customers pay in instalments using invoice-based billing.
INSTALMENT_INVOICE
Payment Type: INSTALMENT_INVOICE
Type: BANK-TRANSFER|INSTALMENT
Supported Countries (B2C): code: AT, CH, DE
Supported Countries (B2B): Europe Union, CH
Supported Currencies: EUR
Prepayment
Collect payment upfront via bank transfer before delivering goods or services.
PREPAYMENT
Payment Type: PREPAYMENT
Type: PREPAYMENT
Supported Countries: cc_region:Europe
Supported Currencies: CHF,DKK,EUR,GBP,NOK,PLN,SEK
SEPA Credit
Enable secure credit transfers across SEPA zone bank accounts.
SEPA_CREDIT
Payment Type: SEPA_CREDIT
Type: SEPA-CREDIT-TRANSFER
Supported Countries: cc_region:Europe
Supported Currencies: EUR
Funds Transfer
Support payments via direct bank or funds transfers.
FUNDS_TRANSFER
Payment Type: FUNDS_TRANSFER
Type:
Supported Countries:
Supported Currencies: EUR
Girocode
Enable instant SEPA credit transfers via QR code scan with EPC standard.
GIROCODE
Payment Type: GIROCODE
Type: BANK-TRANSFER
Supported Countries: cc_region:Europe
Supported Currencies: EUR,CHF