Integration / Payment Plugins / Manage Payment Configuration (v13)

Manage Payment Configuration (v13)

Test & Go Live

Use the Novalnet test payment data available at: /testing

Test Mode

To enable test transactions:

Navigate to Novalnet Admin Portal -> Projects -> {choose your project} -> Payment plugin configuration
Select your preferred payment methods and and click Test mode to enable it.
In the test mode, the transaction amount will not be charged by Novalnet.

Go Live

Before processing live transactions, disable Test Mode for the preferred payment methods in the Novalnet Admin Portal.

Payment Activation in the Novalnet Admin Portal

All the Novalnet supported payment methods can be viewed here: www.novalnet.com/payment if you have questions about the payment methods or additional payment method requests, please contact sales@novalnet.de

To activate the preferred payment methods for your website,

Navigate to Novalnet Admin Portal -> Projects.
Choose your project -> Payment Methods -> and click Edit Payment Methods in the top right corner.
Next, select the preferred payment methods.
You can also sort the payment methods in any order through "Drag and Drop" positioning.
Finally, click Update to save them on the checkout page.

To use the Apple Pay payment method,

Navigate to Apple Pay -> Configure -> Add new domain in the Novalnet Admin Portal.
Then, paste your shop domain for which you enable Apple Pay.
Click Download verification file. You will need to host that verification file in your domain's root directory.

For example: https://magento.novalnet.de/.well-known/apple-developer-merchantid-domain-association

Please note that if the .well-known directory is not available, you have to create it.

To use the PayPal payment method, configure the PayPal API details in Novalnet Admin Portal as shown below

To use the PostFinance payments, configure Ep2-Merchant ID details in Novalnet Admin Portal as shown below

Payment Configuration in Novalnet Admin Portal

For payment configuration settings, navigate to Novalnet Admin Portal -> projects -> {choose your project} -> Payment plugin configuration on the right. Then, choose the required payment methods, configure the additional payment settings and save the changes made.

Global Configuration

Display payment method logo: By enabling this option, all payment logos will be displayed on the chockout page.
Display invoice payments: The selected payment method will be displayed on the checkout page (Supported payment methods: Payment by invoice and Prepayment).
Subscription payments: By enabling this option, allows the selected payment methods to process subscription orders.
Back-end order payments: By enabling this option, allows payments to be processed for back-end orders.

Additional Configuration

For additional payment configuration settings for each payment methods, navigate to Novalnet Admin Portal -> Projects -> {choose your project} -> Payment plugin configuration in the top right corner. Then, choose the payment methods and configure the required additional payment settings as described below.

Payment due date

Supported payment methods: Direct Debit SEPA, Payment by invoice, Prepayment .

This setting defines the duration (in days) allowed for the buyer to complete the payment. The value and behavior vary based on the selected payment method:

Direct Debit SEPA: Specifies the number of days after which the payment will be automatically debited. Must be between 3 and 14 days.
Payment by invoice: Defines the payment window for the buyer to transfer the amount to Novalnet. Must be greater than 7 days. Defaults to 14 days if left blank.
Prepayment: Indicates the number of days the buyer has to complete the transfer. Must be greater than 7 days. Defaults to 14 days if not specified.

Payment Actions

Supported payment methods: Credit Card, Direct Debit SEPA, Direct Debit ACH, Direct debit SEPA with payment guarantee, Instalment by SEPA direct debit, Payment by Invoice, Invoice with payment guarantee, Instalment by invoice, PayPal, Googlepay and Applepay.

You can choose between two options - Capture and Authorize which are both explained below.

Capture - This is the default setting where transactions are directly confirmed, and funds are automatically transferred from buyer’s account to the merchant account. This can be changed as per your business requirement.
Authorize - Payment details are verified while the funds are reserved, which will be captured later. Please note for card payments, if you fail to execute a capture within 14 days the reservation on the card will automatically expire!

Minimum transaction amount for authorization - Transactions from this amount will be “authorized” (reserved) only and captured later. Leave the field blank to authorize all transactions.

Authorize with zero amount

This option is available only for the Credit Card and Direct Debit SEPA

If the purchase order succeeds, a transaction with the amount 0 is executed. This gives you the advantage of deducting the amount in advance from the buyer (Example: if certain goods have yet to be manufactured or not in stock).
For the desired payment type, select Authorize with zero amount and click Save.

Payment guarantee configuration

When the basic requirements are met, Novalnet offers you the option to process payments as guarantee payments. For more information about Novalnet’s guarantee payments, Please visit: Guaranteed Payments

Force Non-Guarantee payment

This option is available only for Direct Debit SEPA with payment guarantee and Invoice with payment guarantee.

Enable this option to process payments as non-guarantee payment when the guarantee conditions are not met.

Allow B2B Customers

This option is available only for the following payment methods: Direct Debit SEPA with payment guarantee, Invoice with payment guarantee, Instalment by Direct Debit SEPA and Instalment by Invoice.

Enabling this option will allow B2B buyers to complete payments in your shop system.

Allowed currencies

Select the currencies for which the payment methods can be processed.

Allowed countries

Select the countries to which the payment method is applicable to be displayed on the checkout page.

Allowed countries (B2B)

Select the countries where payment methods should be displayed on the checkout page for B2B categories.

Allowed countries (B2C)

Select the countries where payment methods should be displayed on the checkout page for B2C categories.

Instalment payment configuration

When the basic requirements (shown in the image below) are met, Novalnet offers you the option to process payments as instalment payments. For more information about Novalnet’s instalment payments, Please visit: https://sandboxdeveloper.novalnet.com/onlinepayments/aboutinstalment

Instalment cycles

This option is available only for the following payment methods: Instalment by Direct Debit SEPA and Instalment by Invoice

Instalment cycle refers to the pre-defined period for partial payments that allow the buyer to pay their full order amount in parts. The intervals or cycles vary based on shop admin configuration.

The pre-defined instalment details will be visible for the buyer under the chosen instalment payment method.

Enforce 3D secure payment outside EU

By enabling Enforce 3D secure on payment outside EU option, all payments from cards issued outside the EU will be authenticated via 3DS 2.0 SCA.

Business Name

This is the text that appears as PAY ‘BUSINESS NAME’ in the Google Pay or Apple Pay modal payment sheet.

Need Support?

If you have any recommendations or suggestions for improvement, kindly share your thoughts with us to develop our payment module further technic@novalnet.de or call us at +49 89 9230683-19.
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