Integration / Payment Plugins / Gambio / Manage Options

Manage Module Options

Testing and Going Live

To execute test transactions by navigating to Modules -> Payment Systems -> Miscellaneous -> added modules and enable the toggle in Enable test mode at each individual payment configuration page. The payment will be processed in the test mode therefore amount for this transaction will not be charged.

Refer below URL for the Novalnet test payment data for testing https://sandboxdeveloper.novalnet.com/resources/testing

Execute orders in LIVE MODE

To proceed with LIVE orders, don’t forget to uncheck/disable the Enable test mode option in the individual payment configuration page.

Additional Configuration

Additional configuration for all the payment methods

For additional payment configuration settings for each payment methods, navigate to Modules -> Payment Systems -> Miscellaneous -> added modules in the shop admin panel, choose the respective payment methods and configure the required additional payment settings.

Enable test mode

Enable the toggle in Enable test mode to test payments at your checkout page as shown below. In the test mode, the transaction amount will not be charged by Novalnet.

Notification for the buyer

Text entered in this field will be displayed on the payment checkout page. The message can be for example: Thank you for shopping with us.

Refer to the below image to view how the notification appears to the buyer.

Display Sort Order

The payment methods will be listed on your checkout page (in ascending order) based on your given sorting order.

Payment Zone

This payment method will be displayed only for the mentioned zone.

Payment Action (Debit immediately / Reserve funds for later/ Authorize with zero amount)

This option is available only for Credit/Debit Cards, Direct Debit SEPA, Direct Debit SEPA with payment guarantee, Instalment by Direct Debit SEPA, Direct Debit ACH, Invoice, Invoice with payment guarantee, Instalment by invoice, Google pay, Apple pay and PayPal.

You can choose between two options - Capture and Authorize which are both explained below.

Capture - This is the default setting where transactions are directly confirmed, and funds are automatically transferred from buyer’s account to the merchant account while placing an order. This can be changed as per your business requirement.
Authorize - Payment details are verified while the funds are reserved, which will be captured later. Please note for card payments, if you fail to execute a capture within 14 days the reservation on the card will automatically expire!
Minimum transaction amount for authorization - Transactions above this amount will be “authorized” only and captured later. Leave the field blank to authorize all transactions.

Authorize with zero amount

This option is available only for the Credit/Debit Cards and Direct Debit SEPA

If the purchase order succeeds, a transaction with the amount 0 is executed. This gives you the advantage of deducting the amount in advance from the buyer (Example: if certain goods have yet to be manufactured or not in stock).
For the desired payment type, select Authorize with zero amount and click Save.

To set an amount for each transaction with the amount 0, navigate to Orders->Orders and select the respective order. Enter the desired amount for the €0 transaction (enter 1999 = €19.99 in the smallest currency unit) and click Confirm.

The amount will be debited and a new TID will be generated.

Payment due date (in days)

This option is available only for Direct Debit SEPA, Direct Debit SEPA with payment guarantee, Invoice and Prepayment.

Payment due date (in days) refers to the duration (number of days) given for the buyer to complete the payment. The payment process and duration may differ for each payment method.

For Direct Debit SEPA & Direct Debit SEPA with payment guarantee, enter the number of days after which the payment is debited (must be greater than 7 days).
For Invoice, enter the number of days given to the buyer to transfer the amount to Novalnet (must be greater than 7 days). If this field is left blank, 14 days will be set by default.
For Prepayment, enter the number of days given to the buyer to transfer the amount to Novalnet (must be greater than 7 days). If this field is left blank, 14 days will be set by default.

Completed order status

Set the status that will be used for completed orders.

On-hold order status

This option is available only for the following payment methods: Credit/Debit Cards, Direct Debit SEPA, Direct Debit SEPA with payment guarantee, Instalment by Direct Debit SEPA, Invoice, Invoice with payment guarantee, Instalment by Invoice, PayPal, Apple pay and Google pay.

Set the status that will be used for on-hold orders until the transaction is confirmed or canceled.

Cancellation order status

Set the status that will be used for cancelled orders.

Callback/Webhook order status

This option is available only for Invoice, Prepayment and Multibanco.

Set the status that will be applied for orders when Webhook/callback script returns order success status.

Payment guarantee configuration

This option is available only for the following payment methods: Direct Debit SEPA with payment guarantee and Invoice with payment guarantee

When the basic requirements are met, Novalnet offers you the option to process payments as guaranteed payments. For more information about Novalnet’s guarantee payments, Please visit: Guaranteed Payments

Force Non-Guarantee payment

This option is available only for Direct Debit SEPA with payment guarantee and Invoice with payment guarantee.

Enable Force Non-Guarantee payment option to process payments as non-guarantee payments when the guarantee conditions are not met.

Instalment payments configuration

This option is available only for the following payment methods: Instalment by Direct Debit SEPA and Instalment by Invoice

When the basic requirements are met, Novalnet offers you the option to process Instalment payments. For more information about Instalment payments, Please visit: Instalment Payments

Instalment cycles

Instalment cycle refers to the pre-defined period for partial payments that allow the buyers to pay their full order amount in parts. The intervals or cycles vary based on shop admin configuration.

Define which installment cycles you wish to offer in your shop (e.g. 3 cycles, 6 cycles, 9 cycles, 12 cycles etc.) and click Update to save the changes. The buyer can then choose among these instalment cycles, if they wish to pay in instalments.

The pre-defined instalment details will be visible for the buyer under the chosen instalment payment method.

Additional configuration for Credit/Debit Cards

Enforce 3D secure payment outside EU

We have integrated the Enforce 3D secure fraud module for the Credit Card payment method. It activates 3D secure process based on the filters and settings configured by you. The transaction will be routed to authenticate via 3D secure only if the predefined conditions triggers to do so; otherwise, it will be processed as a non-3D secure transaction.

Custom CSS settings

If you wish to change the default design of the Novalnet Credit/Debit Cards form (for example to use your corporate identity), you can do it here. Leave this field unchanged to use the default settings.